Privacy Policy — Snow Owl Investments LLC

Introduction

Snow Owl Investments LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website snowowlinvestments.com or engage with our services.

Information We Collect

We may collect the following types of information:

Personal Information: Name, email address, phone number, business name, and other information you provide when contacting us or applying for funding.
Business Information: Revenue data, bank statements, and other financial documents submitted as part of the funding process.
Usage Data: IP address, browser type, pages visited, time spent on pages, and other analytical data collected through cookies and similar technologies.

How We Use Your Information

We use collected information for the following purposes:

To evaluate and process funding applications
To communicate with you about our services
To respond to your inquiries and requests
To improve our website and services
To comply with legal obligations
To detect and prevent fraud

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information with:

Service Providers: Third-party vendors who assist us in operating our business (e.g., payment processors, IT services).
Legal Requirements: When required by law, regulation, or legal process.
Business Transfers: In connection with a merger, acquisition, or sale of assets.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can instruct your browser to refuse all cookies or indicate when a cookie is being sent.

Your Rights

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of certain data processing activities

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes constitutes acceptance of the revised policy.

Text Messaging & SMS Policy

Snow Owl Investments LLC offers SMS messaging services for customer care, account updates, and promotional communications. By opting in via our contact form, you consent to receive text messages sent using an automatic telephone dialing system (ATDS). Consent is not a condition of purchase.

Message Types

You may receive messages related to: customer care inquiries, account-related notifications, promotional offers and marketing communications.

Message Frequency

Message frequency may vary depending on your interactions with us. You will not receive more messages than necessary for the stated purposes.

Opt-Out

You may opt out at any time by replying STOP to any message. After opting out, you will receive one final confirmation message and no further texts.

Help

For assistance, reply HELP to any message or contact us at zac@snowowlinvestments.com.

Costs

Message and data rates may apply. Snow Owl Investments LLC does not charge for SMS messages, but carrier rates may apply.

Privacy

We do not sell, rent, or share your phone number or SMS opt-in data with third parties for their marketing purposes. SMS consent and phone numbers collected are used exclusively for the messaging purposes described in this policy.

Carriers

Carriers are not liable for delayed or undelivered messages.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Snow Owl Investments LLC
30 N Gould St STE R, Sheridan, WY 82801
Email: zac@snowowlinvestments.com